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Archive for the ‘Elderly Care’ Category

Best Housing Alternatives For Aging But Able Parents

Thursday, January 21st, 2010

By: Jason Markum

It’s a fact of life, we all get old. The older we get, the harder it becomes to take care of ourselves. As adult children, we tend to want to keep our elderly parents close by so we can care for them and make sure they have everything they need and are comfortable. But forcing them to leave their homes can often be cruel, especially if they are still able to take care of themselves for the most part.

So what are some the options for aging parents who are still able to care for themselves, at least mostly?

Well, first of all, there are usually community services to help elderly people with simple daily things that may be harder and harder for them to handle on their own. These services usually include things like housekeeping and home repair. Sometimes they include mail deliveries and things like that. They can also include telephone check-in calls and emergency response systems, including those pager alert systems and watches that you can press in case you have fallen and can’t get up.

If your aging parent needs a little extra attention, then there are shared housing programs. These often help aging parents by splitting living costs as two or more older adults can occupy the same house and look out for each other in any number of ways. They each have their own private space, which is important. It’s also very important to match personalities when searching for a roommate for your aging parent. Older people tend to get set in their ways and clashing personalities can be a recipe for disaster. So make your search carefully, and consider asking for help from your local senior services Center.

Another option is to create an apartment within your elderly parents house and rent it out! This sort of arrangement makes sure that there is always somebody around to keep an eye out or an ear out in case you’re aging parent has an emergency. One popular form of this arrangement is to rent out an apartment over the garage, or convert the basement into a standalone apartment. You may also set up an agreement that makes the tenant responsible for yard work and maintenance work around the house freeing up your aging parent from having to do these chores that they may not be able to perform anymore.

If all else fails you may simply have to renovate your aging parents home. These sorts of renovations usually include removing staircases, widening doors to become more wheelchair accessible, lowering counters and tables replacing hard to turn doorknobs and things of this nature. Many times a few thousand dollars in renovations can give your aging parent several more years of living in their own home… and it’s certainly less expensive than a nursing home!

The most important thing to do when making any sort of choice about your aging adult living circumstances is to speak with your parent, and open a dialogue and conversation. Don’t try to force them to do anything they are not willing to do so long as they are still physically able to take care of themselves, at least for the most part. Just because they’re getting older doesn’t mean they are any less capable, it just means they need a little extra help now and then…

How To Find The Best Nursing Home

Thursday, January 21st, 2010

By: Jason Markum

It is a fact of life; we all get old. And eventually there will come a time when you need to make the decision to place your aging parent into a nursing home. It’s not something that we look forward to, but it’s something that is absolutely necessary for their continued well-being.

Just because we have to place them in a nursing home, doesn’t mean we can’t find the absolute best nursing home available. And that is what I will be discussing in this article today: how to find the best nursing home for your aging parent.

Most people tend to postpone this decision for as long as humanly possible, but you really want to tackle it before it becomes too late. The sooner you start the search, the more options you will have and the better facilities you will find. Most of the time this is an unpleasant experience simply because it reminds us that our parents are getting old and may not be with us much longer. Because of this, we tend to speed through the process of finding a nursing home simply because the whole thing is just so unpleasant.

As painful as it may be, you really want to take as much time as you can to find the best nursing home for your parent or parents. But how to begin the search? That is the question…

First of all get lists of all the nursing homes in your area from nonprofit organizations. Churches are good place to start as they will have up-to-date information available for you. You can also check at community centers. Also check with the American Association of Homes for the Aging located in Washington DC or with the American Health Care Association also located in Washington DC.

Once you’ve got your list of available nursing homes, next you need to move on and evaluate each one. Here are some things to look for when evaluating a nursing home.

One: is the nursing home accredited, licensed, and certified for Medicare and Medicaid? If a nursing home is not accredited or licensed, then you should remove them from your list immediately.

Two: how does the place look? Show up without an appointment and look around. Are the rooms clean, are they bright and safe looking? Are the rooms crowded? What do the dining rooms look like? Visit them during meal times and see how they look; and be sure to check the kitchens where the food is prepared… are they clean and are the chefs professional looking?

Talk to the residents and ask them what they think of the place. Are common rooms crowded? Are there lots of things for the residents to do? Are there scheduled activities?

Three: evaluate the staff. Have they been professionally trained in elder care? How much experience do they have? How long have they been working in this industry? Are there enough staff to handle the number of residents individually?

Four: evaluate the contract. Most residential elderly care homes require you to sign a contract. Pay special attention and read it carefully. Run it past your family lawyer before you sign it. Does the contract allow you to pay by the month? The best ones will because you never know what’s going to happen in the future.

Five: determine which services come with your contract, and which services cost extra. You may require private nurses and things of this nature, so make sure you understand the fee schedule well in advance. Even if you don’t need these things now, chances are you may need them in the future… so be prepared.

Choosing a nursing home for your aging parent can be one of the most difficult things you will ever do. But with this list, hopefully it will be just a little easier.

How to Claim Your Parents As Dependents On Your Taxes

Thursday, January 21st, 2010

By Jason Markum

As our aging parents get older they become more and more reliant on their children for just about everything. If you pay for most of your elderly parents living expenses, or maybe if they even live with you, you may have wondered whether or not you can claim them as a dependent when filing your taxes. If so, you’ll receive an additional personal tax exemption as well as the ability to receive medical expense deductions that your aging parent may not qualify for on their own because of their low tax bracket.

Well, to answer your question, yes you can claim them as a dependent under certain circumstances which I’ll be discussing in this article today.

Generally speaking, to claim your parents as a dependent for tax purposes you need to meet the following list of conditions…

First of all your parent must be a member of your household, or at least have some sort of family relationship to you. Acceptable family relationships include father, mother, father in law, or mother-in-law in the eyes of the IRS.

Next, your parent must make less than $2,350 a year in gross income as of several years ago. This figure will change every year, so make sure that you check with your accountant to see what this year’s actual number is. As long as your parent makes less than that amount, you’re good to go.

Next you have to supply, or have supplied, more than one half of the support needed by your parent within the last calendar year. These things include medical expenses, so that if you are paying their medical bills (which can be extremely expensive) you should be okay.

Next if you have a brother or sister who is also paying some of the support for your aging parent pay attention to this one. Imagine you and your siblings all chip in and together you pay more than the 50% of your parents support deemed necessary by the IRS… in that case you ARE eligible to claim them as a dependent, but only one of you is eligible. So if you have four brothers and sisters and they all chip in, one of you gets to claim the deduction.

Next your parent has to be a US citizen or a least a resident or national that resides in America for some part of the year. They may also be a resident of Mexico or Canada.

Finally, your parent can’t file a joint tax return. There are a couple of exceptions… one they can file a joint return if it’s only for the purpose of getting a tax refund. Also, they can file a joint return if they have no tax due.

Claiming your parent as a dependent can be a really good tax deduction, and it can save you an enormous amount of money especially over time. Be sure to check with your accountant or CPA beforehand to make sure that you meet all the requirements placed by the IRS.